Consultant in New York, NY — Money Diary


Occupation: Consultant
Industry: Tech
Age: 25
Location: New York, NY
Salary: $70,000
Net Worth: -$59,974 (savings: $2,500, and checking: $987, minus debt)
Debt: $61,487 (includes graduate student loans, my car payment, and credit card debt)
Paycheck Amount (2x/month): $4,226
Pronouns: She/her

Monthly Expenses
Rent: $500 (I live with my parents in a three-story home and give this to them monthly)
Debt Payments: $1,500-$2,000 across loans/debt (I’m aggressively paying off my debt)
Utilities: $200
Gym: $35
Cable/Phone/Internet: $65 (my sister and I split this)
HYSA: $250-$500
Car Insurance: $328 (car insurance is so high in New York)
Subscriptions: $30 (includes Apple Music, Google Photos Storage, Apple TV)

Annual Expenses
Amazon Prime: $75 (I’m on a student plan)



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